Homeowners Insurance
Looking to get a handle on your current home owners insurance policy or wondering how to go about setting up a home owners policy and need direction?
Well the Wall Street Journal and Yahoo have come together to give you some guidance on this topic in a brief but informative article found here.
Palmetto Moon Insurance is in the business of customizing every customer’s policy to the specific needs of their property and their concerns. Our agents are all local to the Charleston area and understand what it’s like to be a
Lowcountry homeowner. Let us at Palmetto Moon know if we can help you protect your home.
Case studies, Workers' Compensation
Palmetto Moon took a look at a South Carolina car dealership’s workers’ compensation policy. After analyzing its coverage and costs, Palmetto Moon found another carrier and policy for the dealership that resulted in a savings of $10,000.
Business Insurance
When Pilates instructor Meredith Williams decided to open her own Pilates studio in Mt. Pleasant, her landlord referred her to Palmetto Moon Insurance to get all of the proper policies in place so she could focus on starting her new studio M Body http://m-body.com. Palmetto Moon was able to shop around for this new business owner and find great coverage for her business at a price that wouldn’t blow through her start-up costs.
Business Insurance, Liability Insurance, Workers' Compensation
Starting a new internal medicine practice is no small or simple feat. While the founding doctor and her medical consultant worked through the complexities of setting up the practice, Palmetto Moon identified the best property coverage and general liability coverage tailored to a medical practice’s specifications. We also worked with the medical consultant to line up workers’ compensation coverage to be implemented once employees are hired. A team effort to get this practice serving patients with all proper coverage in place.
Auto Insurance, Homeowners Insurance, Umbrella Insurance
This busy Daniel Island Park family was spending over $15,000 a year for multiple policies including homeowners, auto, valuables, and umbrella. Palmetto Moon placed their coverage with an A-rated carrier and garnered savings for the family worth almost $5,000. Now all policies have the same renewal date and carrier, and these parents have one (or four or five) less things to keep track of.
Auto Insurance, Homeowners Insurance, Umbrella Insurance
A recently married couple on Daniel Island brought more than just two sets of plates to their new home together! They each had separate auto and homeowners policies and a separate policy on her engagement ring. Not only were they not taking advantage of discounts of multiple policies, but they also had to deal with the hassle of several unrelated policies with different renewal dates and terms. Palmetto Moon was able to organize new policies for the couple into one package, saving the couple $2,011.32 annually—and a lot of headaches!
Auto Insurance, Flood Insurance, Homeowners Insurance
Palmetto Moon helped one customer take a look at all of her insurance needs and by switching her homeowner’s (including earthquake coverage) policy, flood insurance, and auto insurance, she was able to save $1,000.
Homeowners Insurance
A homeowner of an historic house in downtown Charleston, South Carolina, previously had $300,000 in coverage on his building with a $1,000 deductible and a premium of $4,803. Considering the house had been in good condition for two hundred years and had never experienced any flooding over that time, Palmetto Moon suggested the homeowner raise the deductible. Now the home has $300,000 in coverage with a $50,000 deductible and a premium of only $2,490. That’s a savings for the homeowner of $2,313 a year. If any flood damage should occur for the first time in two hundred years, the homeowner could pay for minor damage out of pocket from the savings he’s making from his new insurance plan.
Featured, Homeowners Insurance
A homeowner had a premium of $6,693.90 financed at 22.2% APR, for a total annual payment of $7,031.87. With help from Palmetto Moon, the homeowner now has a premium of $5,585.14 financed at 12.26% with a total annual payment of $5,786.43. Without financing the homeowner will be saving $1,108.76 a year and with financing saving $1,245.44 a year.
Business Insurance, Featured
Palmetto Moon helped a property and business owner in Charleston save over $2,000 on coverage for a West Ashley office building even with increased coverages as part of business owner’s and lessor’s risk policy.
