A Guide to Understanding Homeowners Insurance

A Guide to Understanding Homeowners Insurance

Looking to get a handle on your current home owners insurance policy or wondering how to go about setting up a home owners policy and need direction?
Well the Wall Street Journal and Yahoo have come together to give you some guidance on this topic in a brief but informative article found here.
Palmetto Moon Insurance is in the business of customizing every customer’s policy to the specific needs of their property and their concerns. Our agents are all local to the Charleston area and understand what it’s like to be a
Lowcountry homeowner. Let us at Palmetto Moon know if we can help you protect your home.

Car Dealership Saves $10,000

Palmetto Moon took a look at a South Carolina car dealership’s workers’ compensation policy. After analyzing its coverage and costs, Palmetto Moon found another carrier and policy for the dealership that resulted in a savings of $10,000.

M Body Pilates Opens Studio with Policies in Place

When Pilates instructor Meredith Williams decided to open her own Pilates studio in Mt. Pleasant, her landlord referred her to Palmetto Moon Insurance to get all of the proper policies in place so she could focus on starting her new studio M Body http://m-body.com. Palmetto Moon was able to shop around for this new business owner and find great coverage for her business at a price that wouldn’t blow through her start-up costs.

New Medical Practice Does One-Stop Shopping at PMIA

Starting a new internal medicine practice is no small or simple feat. While the founding doctor and her medical consultant worked through the complexities of setting up the practice, Palmetto Moon identified the best property coverage and general liability coverage tailored to a medical practice’s specifications. We also worked with the medical consultant to line up workers’ compensation coverage to be implemented once employees are hired. A team effort to get this practice serving patients with all proper coverage in place.

Family of Five Benefits from Streamlining Policies

This busy Daniel Island Park family was spending over $15,000 a year for multiple policies including homeowners, auto, valuables, and umbrella. Palmetto Moon placed their coverage with an A-rated carrier and garnered savings for the family worth almost $5,000. Now all policies have the same renewal date and carrier, and these parents have one (or four or five) less things to keep track of.

Newlyweds Consolidate Multiple Policies

A recently married couple on Daniel Island brought more than just two sets of plates to their new home together! They each had separate auto and homeowners policies and a separate policy on her engagement ring. Not only were they not taking advantage of discounts of multiple policies, but they also had to deal with the hassle of several unrelated policies with different renewal dates and terms. Palmetto Moon was able to organize new policies for the couple into one package, saving the couple $2,011.32 annually—and a lot of headaches!