When Pilates instructor Meredith Williams decided to open her own Pilates studio in Mt. Pleasant, her landlord referred her to Palmetto Moon Insurance to get all of the proper policies in place so she could focus on starting her new studio M Body http://m-body.com. Palmetto Moon was able to shop around for this new business owner and find great coverage for her business at a price that wouldn’t blow through her start-up costs.
Starting a new internal medicine practice is no small or simple feat. While the founding doctor and her medical consultant worked through the complexities of setting up the practice, Palmetto Moon identified the best property coverage and general liability coverage tailored to a medical practice’s specifications. We also worked with the medical consultant to line up workers’ compensation coverage to be implemented once employees are hired. A team effort to get this practice serving patients with all proper coverage in place.
Palmetto Moon helped a property and business owner in Charleston save over $2,000 on coverage for a West Ashley office building even with increased coverages as part of business owner’s and lessor’s risk policy.
A local commercial contractor was paying $17,734 a year in insurance coverage. After consulting Palmetto Moon, the contractor is not only saving $910 a year but also has increased coverage that protects his business even if sub-contractors do not have proper coverage. Palmetto Moon may be saving the contractor only a small fraction per year in premiums, but the potential long-term savings on liability if something should happen with a sub-contractor who is not properly insured could be significant enough to mean the difference between his business thriving or failing.
A chemical plant with complicated insurance needs came to Palmetto Moon for help making sure they had all coverages needed for their multi-faceted business. Palmetto Moon created a comprehensive plan including Commercial Umbrella, Property, General Liability, Commercial Auto, and Kidnap and Ransom. The manager of the plant can now rest assured that the plant’s liability is covered, risk is managed, and he has one insurance company covering it all so he knows whom to call and who will help when issues or questions arise or his facility’s needs change.
A new Italian restaurant was opening in downtown Charleston. Focusing on food and top-quality service, the owner hadn’t had a chance to secure proper insurance. When the owner was ready to open, he realized insurance was still on his to-do list. Palmetto Moon got him insurance coverage that same day, and he was able to open on schedule.